Privacy Policy

Final Expense Life Insurance uses information visitors choose to provide so a licensed insurance professional can respond to quote requests, coverage questions, and related service needs.

Information submitted through this site may include contact details, basic coverage preferences, and information needed to discuss life insurance options. We use that information to respond to the request, support insurance-related follow-up, maintain records, and improve site operations.

We do not sell visitor information. Information may be shared with service providers, insurance professionals, carriers, or compliance partners when needed to operate the site, respond to a request, or meet legal and regulatory obligations.

Visitors can choose not to submit a form. To ask about information submitted through this site, use the contact options provided by Insurance By Heroes.

Final Expense Life Insurance is a marketing and advertising brand of Insurance By Heroes, a licensed insurance producer. Final Expense Life Insurance is not an insurance company, insurer, or underwriter, and does not issue, guarantee, or pay claims on any insurance policy.

Insurance services provided by: Insurance By Heroes — Joshua Wahls, licensed insurance producer · National Producer Number (NPN): 19191959 · Resident state: Maryland, License #3000565052 · Principal place of business: 4301 Mountain Road #35, Pasadena, MD 21123, state of domicile Maryland. A complete list of states and license numbers is on our Licensing & Disclosures page.

Insurance By Heroes is an independent insurance agency and is not affiliated with, endorsed by, or sponsored by any government agency, insurer rating organization, or any employer or membership organization. This website is for general informational and educational purposes only and is not insurance, financial, tax, or legal advice, and is not an offer to sell or a solicitation of an offer to buy any insurance product in any state where Insurance By Heroes or the issuing insurer is not licensed, including New York.

Products, features, riders, rates, and availability vary by state, insurer, and applicant, and are subject to underwriting. Quotes and estimates are illustrations only, are not guaranteed, are not an offer of coverage, and do not bind coverage. Actual rates and eligibility are determined by the issuing insurance company. Guarantees are subject to the claims-paying ability of the issuing insurer.

© 2026 Final Expense Life Insurance / Insurance By Heroes. All rights reserved.